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Get a 10% immediate bonus when you put
your money here

Get a guaranteed
income you cannot
outlive with this rider

Get a guaranteed 7.2% return on the account value of this
LifetimePay Rider

MultiChoice means
plenty of interest
crediting strategies to choose from

Guarantee your money will last through your grandchildren’s lives

Make sure your beneficiaries will have
the means to pay
those taxes

Understand the Long Term Care Waivers
that will benefit you

Learn some basics
about annuities you
may not know

All About AVIVA

 

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Annuities 101

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Income Xtra Multichoice Income Series
*This product is not available in all states.

Where will your retirement choices lead you?

Everyday in your life you make choices in your lifestyle, in your savings, in your investing, and for your retirement.

The choices you make today impact your retirement. In the development of a sound, long-term plan you should consider security, flexibility, costs and charges, guarantees, growth potential and income options. Contact us for more information

Retirement planning

Aviva's MultiChoice IncomeXtraSM is a fixed indexed deferred annuity with several indexed interest-crediting strategies designed specifically to help you meet your long-term needs. The annuity value is backed by the financial strength and claims-paying ability of Aviva Life and Annuity Company. Ask us a question

Providing Security

Aviva's MultiChoice IncomeXtraSM provides you with the safety of a traditional fixed annuity, with the potential for better long-term growth. Aviva MultiChoice IncomeXtraSM  also offers tax-deferred interest accumulation, multiple interest-crediting strategies, a death benefit for your beneficiaries, principal protection, and the ability to create a stream of income that you can never outlive. In addition, Aviva's MultiChoice IncomeXtraSM  provides you with the security of a Minimum Guaranteed Contract Value and several options for when you decide to withdraw some or all of your money.  Learn more about Annuities at our next Webinar

Providing Flexibility

With Aviva's MultiChoice IncomeXtraSM , you are given many choices. You have your choice of initial premium amount1, interest crediting Strategies, income options, and withdrawal options. Contact us for a no obligation quote

Providing Guarantees

Over the years millions of Americans have experienced losses in the value of their retirement assets. With an indexed annuity, you can have peace of mind knowing that your annuity is guaranteed to never lose principal provided that no Withdrawals are taken in excess of the Contract’s Free Withdrawal amount. Aviva's MultiChoice IncomeXtraSM offers the benefit of a Minimum Guaranteed Contract Value for the life of the annuity. The Minimum Guaranteed Contract Value is the absolute minimum value you would ever receive if you surrendered the Contract. Aviva's MultiChoice IncomeXtraSM also guarantees that, regardless of market conditions, the interest credited to your annuity in any Contract Year will never be less than zero. Attend a FREE GREEN SEMINAR

Providing Growth Potential
Also with Aviva's MultiChoice IncomeXtraSM , you are given growth potential by receiving a 10% Premium Bonus during Contract Years one and two. The 10% Premium Bonus will be credited immediately upon receipt of all Premium received during the first two Contract Years, helping to boost the value of your retirement assets.2
Interest in your annuity grows tax-deferred.3 This means that any Interest Credits in the annuity are not taxed until withdrawn. Unlike taxable savings vehicles, money you would otherwise pay in taxes remains in your annuity, earning interest so your retirement savings can accumulate faster. This allows an opportunity to receive an income that’s higher than that of many other safe money vehicles.  Purchase the Aviva's MultiChoice IncomeXtraSM

When you decide to receive income from your annuity, you have several choices including systematic electronic withdrawals, personalized checkbook access, guaranteed annuity payout options and exclusive LifetimePaySM Withdrawals -- read more

These highlights are a high-level summary of the product benefits including: The Premium Bonus, The 10-year Withdrawal Charge Rate Schedule, Liquidity, Checkbook Access Withdrawal and much more. Click Here

Aviva's MultiChoice IncomeXtraSM allows you to choose from a variety of interest crediting strategies. With the exception of the Fixed Strategy, all other Strategies credit interest that is based on the performance of selected external market indices. Read More.

1 The minimum initial Premium permitted for this contract is $5,000
2 Subject to limitations. Early Withdrawals in excess of the Free Withdrawal will be subject to Withdrawal Charges, and a Premium Bonus Recapture Charge and an MVA shown on page 5 of the brochure.
3 If you are purchasing Aviva's MultiChoice IncomeXtraSM as a qualified plan or IRA, you should purchase this annuity for reasons other the tax deferral. Aviva's MultiChoice IncomeXtraSM does not provide you with additional tax-deferral benefits beyond those inherently provided by a qualified plan or IRA.

*IncomeXtra is not available in the following states:
AK, CT, DE, MA, MN, MS, MT, NH, NJ, NV, NY, OR, PA, TX, UT, VT, WA
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