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Get a 10% immediate
bonus when you put
your money here
Get a guaranteed
income you cannot
outlive with this rider
Get a guaranteed 7.2% return on the account value of this
LifetimePay Rider
MultiChoice means
plenty of interest
crediting strategies to choose from
Guarantee your money will last through your grandchildren’s lives
Make sure your beneficiaries will have
the means to pay
those taxes
Understand the Long Term Care Waivers
that will benefit you
Learn some basics
about annuities you
may not know
All About AVIVA
Get Your Free $5 Gift Card
Find out what the security of Lifetime Pay can mean to you in retirement. Click Here to request a
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Contact Us
1-888-749-0770
National Headquarters
437 W. Thurber Rd
Suite 8
Tucson, AZ 85705
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Providing Income Choices4
When you decide to receive income from your annuity, you have several choices including
systematic electronic withdrawals, personalized checkbook access, guaranteed annuity payout options, and exclusive LifetimePaySM Withdrawals.
Each year during the first 10 Contract Years, you can withdraw up to 10% of the Contract’s prior Contract Anniversary Accumulated Value without incurring a Withdrawal Charge, including a Premium Bonus Recapture Charge, or Market Value Adjustment (MVA). However, if no withdrawals are taken during a particular Contract Year, a 20% Free Withdrawal amount is available in the following Contract Year. After 10 Contract Years, you can withdraw all of your Accumulated Value without incurring a Withdrawal Charge, including a Premium Bonus Recapture Charge, or MVA. [The MVA is not available in all states including Delaware, Indiana, Minnesota, Missouri, Oregon, Pennsylvania, Utah, or Washington.]
 For your convenience, checkbook withdrawals are available. You may order a draft book and write up to two drafts per Contract Year. Each draft must be a minimum of $500 and must be made payable to you or your financial institution.
 Aviva MultiChoice IncomeXtraSM also provides you with annuitization options that offer the ability to create a guaranteed lifetime income that you cannot outlive.
The optional LifetimePaySM Rider provides you the ability to receive lifetime guaranteed income without losing control of your annuity. There is a charge for this benefit and it may not be available in all states.
4Withdrawal Charges, including the Premium Bonus Recapture Charge and an MVA are imposed retroactively if the Contract is surrendered within 12 months of a Free Withdrawal. Withdrawals from the MultiChoice IncomeXtraSM may be subject to ordinary income tax and may be subject to a 10% IRS tax penalty if taken prior to age 59 1/2. Withdrawals may also forfeit potential Interest Credits and if taken during the Withdrawal Charge period may result in the loss of principal.
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